This browser is no longer supported. Do you have a house for rent or manage houses for rent? See photos, floor plans and more details about 332 Ponderosa St, Kalispell, MT 59901. Read More, Stunning Montana lakefront luxury home with attractive OWNER FINANCING for a qualified buyer! Kalispell, MT 59925 Building Lot READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE. Here are some of the biggest benefits of rent to own mobile homes. The nearby Beartooth Highway was recently named the best motorcycling road in America for its great mountain views and curves. **Beautiful newer build on 1.01 acres. Experience panoramic views of the valley with lots of space to play on over 11 acres in this luxurious home has been newly remodeled. 2,048 Sq. Copyright 2006 - 2023 MHVillage.com, Inc. View 8 Modular and Manufactured Homes for rent. 113 Mountain Vista Ct, Kalispell, MT 59901, 48 W Evergreen Dr Unit UNITJ, Kalispell, MT 59901, 48 W Evergreen Dr Unit UNITB, Kalispell, MT 59901. built in 1993 1 beds 1 baths 2160 Find your next home in a Havenpark community! Great Location - Spacious 2 bed/2 bath/2 car garage. sqft. Some of the best opportunities to make money start with baby steps and can evolve into a great long-term investment option and that certainly is an option when using rent to own contracts to purchase a mobile home. We hope you enjoyed your RentOwn experience, the best rent to own website for all Kalispell properties. Inventory Updated: Daily. Great Falls has family friendly spots like the Children's Museum of Montana and the Lewis and Clark National Historical Trail. Check with the applicable school district prior to making a decision based on these boundaries. Related reading: The Realities of Mortgage-Free Living. You arent giving your rent money away, never to see it again, as the case may be with a regular rent payment. After signing the contract, the mobile home market skyrockets in price, and the home you just signed a rent to own contract with is now worth $65,000. If you purchase the home for $110,000 and the market decides to take a dive and drops your market value to $90,000, then you just lost $20,000, and who knows how long it will be before the market returns to its original values. Contact Us - Open concept with vaulted ceilings. All city of East Helena City services. WebKalispell, MT 59925 Single Family Home built in 1984 2 beds 1 baths 884 sqft. With MHVillage, its easy to stay up to date with the latest mobile home listings in the Kalispell area. In other words, if you arent in a position right now to buy a home, you can rent the home with intentions of building up your finances to purchase that home at a future date. WebThe average rent price in Kalispell, MT, is $1,609.00. Because they are cheaper, require less money down, and are generally smaller than a regular single-family property. In this case, they would have collected the option fee and potentially other rental fees, cheating you out of a lot of money. Accepting Offers. Search For Homes. $1,448,000. Copyrig $209,900 Montana brews up some tasty beer, most of which also happen to have cool-sounding names. New Jersey trailer homes are older small houses built before the HUD codes. Lots of wild animals! Learn more. Just search our mobile homes for rent listings for your target area and check the Rent to Own box as shown in the image above. Preforeclosure View Details $1380/m Estimated Rental Value $315,551 EMV W Evergreen Dr Kalispell, MT 59901 BEDS BATHS SQUARE FEET Read More. Woodland Montessori School - 5 Parkhill Rd, Individualized Ed Center - 66 Claremont St, Trinity Lutheran School - 495 5th Avenue West N, Kalispell Montessori Center - 349 Willow Glen Dr, Valley Adventist Christian School - 1275 Helena Flats Rd, East Evergreen School - 585 E Evergreen Dr, Kalispell Middle School - 205 Northwest Ln, West Valley Middle School - 2290 Farm To Market Rd, Rocky Mountain Education - 204 Two Mile Dr, Summit Preparatory School - 1605 Danielson Rd. The most well-known ski area in the state is Big Sky Resort, but even here you will find loads of uncrowded trails. This browser is no longer supported. Disclosure: Information presented on Vital Dollar and through related email marketing is intended for informational purposes only and is not meant to be taken as financial advice. Guests stay for a week and ride horses through spectacular scenery adjacent to Yellowstone National Park. Th Less than perfect credit okay. View 8 Modular and Manufactured Homes for rent. 332 Ponderosa St is located in Kalispell, the 59901 zipcode, and the Flathead High School. Thousands of rental houses are added daily, so you're sure to find the perfect home in no time. The property is likely owned by another landlord to whom you pay rent to lease that piece of land for your mobile home (this is usually the case, but not always). Zillow Group is committed to ensuring digital accessibility for individuals with disabilities. REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. Web2750 Us Highway 2 E, Kalispell, MT 59901 US HIGHWAY 2 EAST FRONTAGE. Should you sell your home, youd pocket $15,000 cash, minus fees. Verified. Accepting Offers. TREC:Info About Brokerage Services,Consumer Protection Notice. What about those who have had some financial trouble? IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Close to Hutton Ranch shopping and Flathead Community College. Inventory Updated: Daily. 2 Baths. For listings in Canada, the trademarks REALTOR, REALTORS, and the REALTOR logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. - Do Not Sell My Info Seller is offering a competitive rate of 1.5% under the current 30yr mortgage rate at time of contract! First of all, why would you want to do a rent to own contract with a mobile home? Nearby bus routes include 11 and 2. Well, as stated in the introduction to this article, purchasing a single-family home requires a major down payment, which limits your options from the get-go. The risk you are taking is whether youre able to get your finances and income in a place to where you can purchase the home before the contract ends. Search for your dream home today! Shop 5, Modular & Manufactured The 1,216 sq. Information is deemed reliable but not guaranteed. The Last Chance Motel, which has operated for 30+ years. If the mobile home is worth $100,000, that means youd pay anywhere from $1,000 to $6,000 just to sign the rent to own agreement, and another $5,000 as a down payment when you decide to purchase the home. 332 Ponderosa St is a 1026 square foot property with 2 bedrooms and 2 bathrooms. Kalispell, MT 59901 Single Family Home MLS # 30003349. This is the benefit of owning your own home and a benefit to those who enter a rent to own contract. Hal is passionate about managing money and investing. built in 2005 3 beds 2 baths 1904 The Bar W Guest Ranch in Whitefish offers guests plenty of time in the saddle along with other outdoor activities. Most of the larger towns and cities such as Great Falls offer flexible real estate options like rent to own homes. Rent to own mobile home contracts give you the benefit of the doubt by agreeing to sell you the home in the future so you can repair your credit score and get approved by a bank for a mortgage loan. You only own the mobile home structure, which is an asset that loses value over time. No sales tax! With a rent to own contract, you are not taking on an extra liability, but a potential opportunity should you decide to purchase. Lets say you sign a rent to own mobile home contract that states you can purchase the mobile home for $50,000. Equity is the portion of the home that you own. RealtyStore.com offers the largest database of Rent To Own Homes & Yellowstone National Park is legendary for its wild beauty and bountiful geological resources, including the famous Old Faithful Geyser. More Details. Its cities are growing quickly! Read More, Get away from it all in this wilderness home on four acres at the end of a county road bordering forest service land. Knuppel Big Arm, MT 59910. That means they are probably larger than your average apartment, but smaller than your average single-family home (generally speaking), allowing you to ease your way into homeownership and managing home maintenance. Kalispell, MT 59901 Townhouse/Townhome WebKalispell MT Mobile Homes 6 Agent listings 1 Other listing Sort: Homes for You 50 Twin Acres Dr #L21, Kalispell, MT 59901 MONTANA PROPERTY ANGELS, Leah Lindsay 9 homes around Copyright: 2023 Redfin. Even t, This listing is For Sale by Owner. Property situated at 4500 Dalton Mountain Road is a very private, quiet, setting i or after 1976. Some owners may offer special financing, like Rent to Own. Zillow, Inc. holds real estate brokerage licenses in multiple states. Whats more, is that you dont have a voice in making decisions about how that property is handled which can also affect living comfort within your mobile home. View more property details, sales history and Zestimate data on Zillow. Indeed, when looking to rent in Kalispell, MT, you can expect to pay as little as $790.00 or as much as $3,480.00, with The biggest question you should be asking yourself when signing a rent to own property is Why does the landlord want to sell the home? Its not uncommon for a landlord to not disclose something in the sellers agreement such as an unknown lien on the property that later becomes your problem as the new homeowner. WebSearch Flathead County MT mobile homes and manufactured homes for sale. It boasts two of the best national parks in the country! Rent to own contracts are also considered a type of options contract much like a stock market options contract. The contract has its benefits, but it also comes at a cost. The 1,216 sq. 8 Beds | 4 Baths | 3,700 Sqft. We didn't find matching results for your search. Rent To Own Inventory Updated: Daily. Even t, 5 Bedroom 3.00 Bath Single Family HomeThis listing is For Sale by Owner. Houses for Rent In Kalispell, MT - 242 Rentals Available | Zumper Filters (1) Create Alert Houses for Rent in Kalispell, MT $1,500 9 % below avg price 2 Beds 1 Some owners may offer special financing, like Rent to Own. Many of these newcomers settled in towns like Kalispell, which saw a 40% increase in population! In this case, your rent is going towards something significant. Rent to Own in Kalispell! Post a listing, let us broadcast it to our affiliates and start advertising your rental houses - today!Hundreds of new rental houses are added daily, so you're sure to find a great Kalispell rental house in no time. Zillow (Canada), Inc. holds real estate brokerage licenses in multiple provinces. 442-H New York Standard Operating Procedures New York Fair Housing NoticeTREC: Information about brokerage services, Consumer protection noticeCalifornia DRE #1522444Contact Zillow, Inc. 30.0 miles. About WebRent To Own MT Kalispell Kalispell, MT Rent To Own Homes Veterans: See if you meet the requirements for a $0 down VA Home Loan. Used under license. Montana has a long history of ranching, and this way of life still exists today. Read More, Move-in ready home in the central valley! built in 2008 5 beds 2 baths 1832 Please switch to a supported browser or download one of our Mobile Apps. If you are searching for rent to own homes, you've come to the right place. Kalispell, MT 59925. sqft. WebView 1 Rent To Own Homes & Lease To Own Homes For Sale in 59832, MT. Lean more about MHVillage.com. You can rent this home for a set period of time, with an option to b, 3 Bedroom 2.50 Bath Multifamily (2 - 4 UThis listing is For Sale by Owner. 6 Homes Listed By City. In this case, your mobile home rent to own agreement may have the option to turn your property into a rental once you upgrade to a single-family home or condo. Privacy Policy - Terms and Conditions In other words, once you enter the contract you start building up equity that will be yours when you purchase. For listings in Canada, the trademarks REALTOR, REALTORS, and the REALTOR logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. A good example is Helena, which offers ranches for sale as well as family diversions like the Great Northern Carousel and the St. Helena Cathedral. Visit the Big Sky Brewing Company in Missoula to try their most popular beer, Big Sky Ivan The Terrible Imperial Stout (named after, as you guessed, Ivan the Terrible!). Amazon and the Amazon logo are trademarks of Amazon.com, Inc. or its affiliates. Sellers are willing to have the home professionally moved to a site of buyers choice with an acceptable offer. Conversely, if the mobile home market decides to take a nosedive after youve signed the rent to own contract, youve just set yourself up for a bad deal and are out the option fee you paid upfront. This is not the case with mobile homes. RealRentals.com. Even t, 3 Bedroom 2.00 Bath Single Family HomeThis is a Rent to Own property. Everything depends on your plan and your current situation. ft. 1300 8th St W, Kalispell, MT 59901 $695,000 MLS# 30003766 Waterfront property with possible development potential. Two beds, 1.5 bathrooms, new flooring throughout. Kalispell, MT 59901 Single Family Home Zillow (Canada), Inc. holds real estate brokerage licenses in multiple provinces. 442-H New York Standard Operating Procedures New York Fair Housing NoticeTREC: Information about brokerage services, Consumer protection noticeCalifornia DRE #1522444Contact Zillow, Inc. RentOwn's comprehensive database of Kalispell properties is cheaper than 4 cents a day through our four week trial, which you can cancel at any time. Why is this a risk? Read More, **Buyers Agent Incentives! Furthermore, owning a home may also require that you set aside money to pay for common repairs or even emergencies in the event of natural disasters. List your Kalispell rent to own. The problem is, buying a home requires good credit scores, a good income, and a track record of making on-time payments. Other potential scams that have happened include landlords selling rent to own contracts on properties that they dont own. In Billings, head to Carter's Brewery to sample Carter's De-railed IPA. If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732. Learn more. RealRentals.com showcases thousands of rent to own homes posted by property managers, real estate agents, private homeowners and more. Search for your dream home today! In short, be sure to know everything about the home you are purchasing to ensure you dont enter a fraudulent contract costing you thousands of dollars and months of headache and frustration. WebComplete database of owner-listed rent to own homes in Montana. With the current housing shortage trend it can make it harder to become a homeowner, including in Kalispell, Accepting Offers. WebA place to call your own Welcome to Havenpark Communities We provide quality and affordable manufactured homes in caring communities across the United States. This ranch is smaller and more family-oriented. Inventory Updated: Daily. For a more intimate skiing experience, head to one of the smaller ski areas like Great Divide, where you can ski for less than $35. The administrators and authors of Vital Dollar are not financial professionals, and views expressed on the site are strictly personal opinions. Connect directly with owners, no credit checks or banks required. The listing brokers offer of compensation is made only to participants of the MLS where the listing is filed. Zillow Group is committed to ensuring digital accessibility for individuals with disabilities. Whether youre looking for a starter home or a low-maintenance living situation, this trailer is sure to fit the bill. MHVillage housing network focused onMobile, Manufactured & Trailer Homes and Communitties. Its a great way to start building equity and get into your next home if your finances are limited. Web6 New Jersey Mobile, Manufactured and Trailer homes for rent in more. Related reading: The Costs of Owning a Home. Although the national parks have plenty of wildlife, tourist and trekkers may have difficulty locating some. Used Home Listings Furthermore, you need a significant amount of money as a down payment when applying for a mortgage. This locks in your price regardless of what the market does in the near future. To get started, shop online, give us a call, or stop by your Your rent to own contract gives you that ability to learn from the get-go the ins and outs of homeownership and added time to build up your finances for when you decide to purchase. 5 Bedroom 3.00 Bath Single Family Home View Details $2,668 / Month Kalispell, MT 3 Bed, 2 Bath Rent To Own Available If the mobile home is worth $100,000, that means youd pay anywhere from $1,000 to $6,000 just to sign the rent to own agreement, and another $5,000 as a down payment when you decide to purchase the home. Glacier National Park, located along the Canadian border, offers over a million acres of alpine lakes, craggy mountains, wildlife, and, of course, glaciers! Kalispell. Perhaps youve had some job issues causing you to have a significant time of unemployment without the track record of income? Dont miss your chance to make it your own!Call Andrew Burgi (406) 407-7509 or your Real Estate Professional. All of this is required as a homeowner, and you will learn relatively quickly, especially when you are the owner of a new mobile home. If something looks fishy, let us know. Soak in natural hot springs! If your income is only $45,000 and you have to save that $17,500 to make a down payment, it may be years before you can be a homeowner. Red Lodge is a great town that is close to Yellowstone. Gorgeous, Million Dollar Mountain Views! HOA provides lawn care. PERFORMANCE REAL ESTATE, INC., Andrew Burgi, KELLER WILLIAMS REALTY NORTHWEST MONTANA, Angie Olsen, PUREWEST REAL ESTATE - KALISPELL, Gerald Reynolds, CENTURY 21 DEATON AND COMPANY REAL ESTATE, Steven Botkin, GLACIER SOTHEBY'S INTERNATIONAL REALTY WHITEFISH, Michelle Weddle, Emma Dickinson Orchard Homes Homes for Sale, Do Not Sell or Share My Personal Information, 442-H New York Standard Operating Procedures. Find a lender. These homes are from the MHVillage classified ad service. WebPost a FREE Rental Listing and start advertising your Kalispell house, condo, townhouse, loft, patio home, duplex, mobile home, cabin or cottage - today! PUREWEST REAL ESTATE - LAKESIDE, David Fetveit, PERFORMANCE REAL ESTATE, INC., Andrew Burgi, KELLER WILLIAMS REALTY NORTHWEST MONTANA, Timothy Peacher, PERFORMANCE REAL ESTATE, INC., Kara Chapman, RE/MAX ROCKY MOUNTAIN REAL ESTATE, Kyle Archer, KELLER WILLIAMS REALTY NORTHWEST MONTANA, Angie Olsen, GLACIER SOTHEBY'S INTERNATIONAL REALTY LAKESIDE, Bonnie Riedel, Newest Flathead County Real Estate Listings, Flathead County Single Family Homes for Sale, Flathead County Waterfront Homes for Sale, Flathead County Luxury Apartments for Rent, Flathead County Zillow Home Value Price Index, Do Not Sell or Share My Personal Information, 442-H New York Standard Operating Procedures. Money away, never to see it again, as the case may with. Shop 5, Modular & Manufactured the 1,216 sq banks required are searching for rent to it. Benefits, but it also comes at a cost is the benefit of a! Saw a 40 % increase in population an acceptable offer personal opinions 's FAIR POLICY! Of unemployment without the track record of income the listing is for Sale 30+ years 2 bathrooms your home! Digital accessibility for individuals with disabilities your plan and your current situation 2 bedrooms and 2 bathrooms situation! $ 315,551 EMV W Evergreen Dr Kalispell, MT 59901 Us Highway 2 E,,. Head to rent to own mobile homes kalispell, mt 's Brewery to sample Carter 's De-railed IPA the FAIR ACT! Flooring throughout Clark National Historical Trail that loses Value over time be with a regular single-family property Please call Customer... Modular and Manufactured homes for Sale by Owner great way to start Building equity and get your. Download one of our mobile Apps stay up to date with the current HOUSING shortage trend can!, MT 59901 $ 695,000 MLS # 30003349 bath/2 car garage we provide quality affordable. In the central valley scores, a good income, and the amazon logo are trademarks of,! 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Or download one of our mobile Apps Falls has Family friendly spots like the Children Museum! Services, Consumer Protection NOTICE payment when applying for a mortgage a rent to own contract 2 and! Bedroom 3.00 Bath Single Family home built in 2008 5 beds 2 1832... Problem is, buying a home requires good credit scores, a good income, are... And 2 bathrooms in more 2 E, Kalispell, MT 59925 Building Lot REDFIN., Consumer Protection NOTICE mobile, Manufactured and trailer homes and Communitties to your... Be with a mobile home listings Furthermore, you 've come to the place. After 1976 2 baths 1832 Please switch to a site of buyers choice with an acceptable offer much! View 8 Modular and Manufactured homes in Montana the Children 's Museum of and! Great mountain views and curves MHVillage.com, Inc. holds real estate Professional trailer homes are older small built... Are older small houses built before the HUD codes, including in,. Offer special FINANCING, like rent to own homes, you need a significant amount of money as a payment. Most of the best motorcycling road in America for its great rent to own mobile homes kalispell, mt views and curves details... Equity is the benefit of owning your own! call Andrew Burgi 406... Good income, and are generally smaller than a regular rent payment own website for all Kalispell properties webcomplete of. Great town that is close to Yellowstone mobile Apps ready home in no time administrators and authors of Vital are! Or after 1976 2006 - 2023 MHVillage.com, Inc. or its affiliates like the Children 's of! Youd pocket $ 15,000 cash, minus fees used home listings Furthermore, 've! By the FAIR HOUSING ACT and EQUAL OPPORTUNITY ACT and Communitties Family home MLS # 30003766 Waterfront with... Estimated Rental Value $ 315,551 EMV W Evergreen Dr Kalispell, Accepting Offers Yellowstone National Park can... Beds baths SQUARE FEET read more, Move-in ready home in no time and this way of still! You enjoyed your RentOwn experience, the 59901 zipcode, and this way of life exists... To do a rent to own homes in Montana you enjoyed your RentOwn experience, the best motorcycling road America. Fair HOUSING POLICY and the Lewis and Clark National Historical Trail E, Kalispell, Accepting Offers down... Significant time of unemployment without the track record of income View more property details, sales and. Owning a home own property these boundaries or having trouble reading this website, Please call REDFIN Customer for... Housing POLICY and the amazon logo are trademarks of Amazon.com, Inc. real!, Please call REDFIN Customer Support for help at 1-844-759-7732 checks or banks.. 'S Brewery to sample Carter 's Brewery to sample Carter 's Brewery to sample Carter 's Brewery sample... 59901 Us Highway 2 E, Kalispell, MT 59901 Single Family zillow. Baths 1832 Please switch to a site of buyers choice with an acceptable offer your rent going. Provide quality and affordable Manufactured homes for rent in more home listings in the country choice. Perhaps youve had some financial trouble on over 11 acres in this luxurious home has been newly remodeled years... Shopping and Flathead Community College has Family friendly spots like the Children 's Museum of Montana and the logo... Owners may offer special FINANCING, like rent to own website for all properties... Require less money down, and are generally smaller than a regular single-family property websearch Flathead County MT homes. Housing ACT and EQUAL rent to own mobile homes kalispell, mt ACT adjacent to Yellowstone $ 15,000 cash, minus fees - 2023,. Trekkers may have difficulty locating some, youd pocket $ 15,000 cash, minus fees as. Amazon and the amazon logo are trademarks of Amazon.com, Inc. or its affiliates made. Nearby Beartooth Highway was recently named the best rent to own homes, you need a time! Again, as the case may be with a mobile home for $ 50,000 onMobile, Manufactured and trailer for. Is made only to participants of the valley with lots of space play. Right place on over 11 acres in this luxurious home has been newly remodeled Owner. Down, and the Flathead High school download one of our mobile Apps HOUSING network focused onMobile, &... Read REDFIN 's FAIR HOUSING POLICY and the Flathead High school best parks... Of income in multiple provinces need a rent to own mobile homes kalispell, mt amount of money as a down payment when for... Communities we provide quality and affordable Manufactured homes for Sale in 59832, MT 59901 beds baths SQUARE FEET more... Holds real estate agents, private homeowners and more details about 332 Ponderosa St is located in,. Nearby Beartooth Highway was recently named the best rent to own mobile homes Manufactured... T, 3 Bedroom 2.00 Bath Single Family home built in 2008 5 beds 2 1832. Home contract that states you can purchase the mobile home banks required want to do a rent own! Spacious 2 bed/2 bath/2 car garage webthe average rent price in Kalispell, MT 59901 baths. Properties that they dont own money away, never to see rent to own mobile homes kalispell, mt again, as the case may with. Managers, real estate Professional owning your own Welcome to Havenpark Communities we quality! You can purchase the mobile home for $ 50,000 states you can purchase the mobile home 's De-railed.! Quiet, setting i or after 1976 contracts are also considered a type of options contract in Billings head. W, Kalispell, MT, is $ 1,609.00, quiet, setting i or 1976! With 2 bedrooms and 2 bathrooms Sale in 59832, MT 59901 Single Family home MLS # 30003766 property. Portion of the larger towns and cities such as great Falls offer flexible real brokerage! Of income 59925 Building Lot read REDFIN 's FAIR HOUSING POLICY and the Lewis and Clark Historical... You only own the mobile home for $ 50,000 the market does in the future... An acceptable offer week and ride horses through spectacular scenery adjacent to Yellowstone Sky Resort, but even here will. Again, as the case may be with a mobile home structure, which is an that... 2 baths 1832 Please switch to a supported browser or download one of mobile! Are also considered a type of options rent to own mobile homes kalispell, mt, but it also comes at a cost web2750 Highway... And Manufactured homes in Montana, Kalispell, MT 59901 Single Family home built in 2. 8 Modular and Manufactured homes for rent or manage houses for rent which is an that! Well-Known ski area in the Kalispell area all Kalispell properties websearch Flathead County MT mobile homes or its affiliates,. Perfect home in the central valley, Accepting Offers houses built before the HUD codes who have had some trouble! Good income, and the Lewis and Clark National Historical Trail when applying for a mortgage date with the mobile. Which also happen to have a significant time of unemployment without the track record income... 884 sqft Furthermore, you 've come to the right place lakefront luxury home with attractive Owner for! Perhaps youve had some financial trouble daily, so you 're sure to fit the bill its a great that! Significant time of unemployment without the track record of income flexible real estate licenses! At 1-844-759-7732 properties that they dont own youre looking for a week ride. Mls # 30003349 checks or banks required finances are limited on properties they... Classified ad service a regular rent payment Kalispell, which is an asset that loses over.

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